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Home Loans

Australian Financial have five home loan products and many non-standard home loan products. Our home loan range consists of the following products:

  • True Blue Loan;
  • Smart Loan;
  • Balanced Loan; and
  • Pinnacle (Prime) Loan.

Australian Financial choose our home loan products based on being big on flexibility and choice to meet the needs to today's borrowers. Our home loans allow you to choose from Principal and Interest repayments for the full term of the loan or up to 5 or 10 years of Interest Only repayments. Interest rate flexibility allows you to have a fixed or variable interest rate and you can also split your loan.

Great options to win with

  • 100% Offset;
  • Line of Credit;
  • Construction;
  • Split Loans;
  • Redraw;
  • Voluntary repayments; and
  • Flexible repayment frequency.
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True Blue Loan

Standard home loan with great low rates.

  • Offest
  • Multiple sub-accounts
  • Low rate
  • Discount packages

Smart Loan (Residential)

Flexible home loan with competitive low rates.

  • Low rates
  • 100% Offset
  • Flexible repayment structures

Balanced Loan

A fully featured tailored home loan.

  • 100% offset
  • Comprehensive features
  • Wide-range of product parameters

Pinnacle Loan (Prime)

Simple, easy-to-manage low rate home loan.

  • Pro-pack option
  • Low rates
  • 100% Offset

Home Loan Needs Analysis